Pinnacle.

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Raise an invoice, send your client a link, and watch it settle. They pay by card, wallet or bank transfer with no account and nothing to install.

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Pinnacle.INV-1042

Amount due

$2,450.00

Riverside Holdings · Consulting, March

Link sentpinnacle.pay/8f3ac1
Paying by cardVisa ending 4242
SettledNet to you $2,378.65

A payment link is sent, the client pays by card, and $2,450.00 settles as $2,378.65 net of fees.

Your client pays however suits them

  • VisaVisa
  • MastercardMastercard
  • American ExpressAmerican Express
  • Apple PayApple Pay
  • Google PayGoogle Pay
  • Bank transferACH bank transfer
How it works

Three steps, and none of them is chasing

  1. 01

    Add the client

    Name, email, phone. Once they are on file you never type their details again, and every invoice you raise for them stays together.

  2. 02

    Raise the link

    Set the amount and what it is for. You get a numbered invoice and a link you can paste into an email, a message, or a contract.

  3. 03

    They pay, you see it

    They open the link and pay however suits them. No account, no sign up. The payment appears against the invoice as soon as it clears.

Every method

Every way they might want to pay

Your client opens it, picks a method and pays. There is no account to create and nothing to install, and what happens next is on your dashboard rather than in your inbox.

On every link

Card, wallet or bank transfer

A card clears in seconds. A bank transfer costs less on a large invoice. The same link offers both, so you never have to ask which they would prefer and send another one.

CardVisaMastercardAmerican Express
Apple PayApple Pay
Google PayGoogle Pay
Bank transferBank transfer

A numbered invoice, not just a payment

Sequential, dated, and something your client can quote back at you.

Amount due

$2,450.00

INV-104212 March 2026

Watch it clear

Status comes from the payment processor, never from a browser claiming success.

INV-1043$8,000.00Settled
INV-1042$2,450.00Settled
INV-1041$1,200.00Pending

Refunds stay on the record

Partial or full, recorded against the original payment so your totals stay true.

Visa card ending 4242$2,450.00
Refunded 18 March-$450.00
Net$2,000.00

Figures that reconcile

Amounts are stored to the cent, exactly as the processor took them.

Settled to date

$48,320.00

Cleared into your account, net of refunds

Security

Built so the worst case is boring

Payments go wrong in a small number of well known ways. Here is what this does about each of them.

Card details never reach us

They go from your client's browser straight to Stripe. We never see a full card number, a security code, or a full bank account number, and there is nothing of that kind in our database to steal.

We never hold the money

Payments settle into the business's own Stripe account. This is not a wallet, and there is no float sitting somewhere waiting to be paid out.

A link opens one invoice, once

Each link carries 256 bits of randomness, so it cannot be guessed or walked through to find somebody else's invoice. It stops working the moment it is paid, cancelled or expired.

A payment is only marked paid by the processor

A browser claiming success proves nothing. Status changes come from Stripe's signed notifications, which are checked for replay, and every amount recorded is the amount Stripe actually took.

Questions people ask first

Does my client need an account?

No. They open the link, choose how to pay, and pay. There is nothing to sign up for and no password to forget. The link itself is the only thing they need.

How quickly does the money arrive?

A card payment confirms in seconds. A US bank transfer (ACH) usually takes a few business days, and it can fail after it first appears to have succeeded, so the invoice is only marked paid once the payment has actually settled.

What does it cost?

Stripe charges its standard processing fee on each payment, which differs between card and bank transfer. Bank transfer is normally the cheaper option on a large invoice. There is no separate charge from us.

Can I refund a payment?

Yes, through Stripe. Full and partial refunds are recorded against the original payment here, so your totals stay accurate rather than quietly drifting.

What if my client says they paid and it shows as unpaid?

Open the invoice and check it against Stripe. The system asks Stripe what actually happened and brings the record into line. It can only ever copy Stripe's answer in, so it cannot mark something paid that Stripe does not consider paid.

Can I use it for anything other than invoices?

It is built for invoicing a named client for a specific amount. It is not a shop checkout, a subscription tool, or a way to take payments from the general public.

Your next invoice could be paid this afternoon.

Raising the first payment link takes about two minutes.

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